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30 July 2009 @ 09:43 pm
In the event New York becomes Beruit  
My husband is reading up on the new auto insurance policy for his car and found this clause: 





A.  "Other than collision" includes loss to "your

covered auto" caused by missiles or falling

objects; fire; theft or larceny; explosion or

earthquake; windstorm; hail, water or flood;

malicious mischief or vandalism; riot or civil

commotion; contact with bird or animal; or

breakage of glass. If breakage of glass is

caused by a "collision", you may elect to

have it considered a loss caused by



Current Mood: workingworking
Jukebox: zuko-surprisejukebox_csi on July 31st, 2009 02:49 am (UTC)
evilkat_meowevilkat_meow on July 31st, 2009 02:56 am (UTC)
There was also another clause about damage from nuclear weapons. Seriously, wtf? I guess they have to be specific.
Jukebox: DuoSuicidalZonejukebox_csi on July 31st, 2009 03:35 am (UTC)
heh...guess so.

But, y'know, it doesn't inspire confidence at all. It's a real doomsday type scenario. *shakes head at the crazy*
evilkat_meowevilkat_meow on July 31st, 2009 04:21 am (UTC)
I'm pretty sure that in the event of a nuclear attack, there won't be any insurance company left to pay on that claim.
Jukebox: GambitGraveyardjukebox_csi on July 31st, 2009 06:28 pm (UTC)

Or, they'll be all trying to get out of it like with the hurricanes.

"No, your hurricane insurance is no good in this case because it was actually floodwaters that destroyed your house."

I can hear it now....

"No, your nuclear war clause doesn't work in this case because it was actually a heated-wind and earthquake that destroyed the house."

evilkat_meowevilkat_meow on August 1st, 2009 12:53 am (UTC)
Sons of bitches will try to get out of paying every time.
Franfranwi on July 31st, 2009 02:41 pm (UTC)
Maybe there was an initial claim that made it necessary to add that to their list. Someone parked a little too close to the missile range perhaps? I suppose people want to know they're covered under all sorts of circumstances. I wonder if there's anything in there about hauntings and voodoo curses. I'm sure those insurance agents hear it all.
evilkat_meowevilkat_meow on August 1st, 2009 12:52 am (UTC)
Oh to have been a fly on the wall at that board meeting. Sir, we've recently had a claim where a car was destroyed by an errant RPG. I think we need to add this type of claim to our list of "non collision" items.

I didn't see anything about hauntings or curses, but shit, if I could somehow prove that my car is possessed (which I think it is) I would put that claim in in a heartbeat.