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30 July 2009 @ 09:43 pm
In the event New York becomes Beruit  
My husband is reading up on the new auto insurance policy for his car and found this clause: 

PART D - COVERAGE FOR DAMAGE

TO YOUR COVERED AUTO

DEFINITIONS

 

A.  "Other than collision" includes loss to "your

covered auto" caused by missiles or falling

objects; fire; theft or larceny; explosion or

earthquake; windstorm; hail, water or flood;

malicious mischief or vandalism; riot or civil

commotion; contact with bird or animal; or

breakage of glass. If breakage of glass is

caused by a "collision", you may elect to

have it considered a loss caused by

"collision".

 



 
 
Current Mood: workingworking
 
 
 
Jukebox: zuko-surprisejukebox_csi on July 31st, 2009 02:49 am (UTC)
O_O
evilkat_meowevilkat_meow on July 31st, 2009 02:56 am (UTC)
There was also another clause about damage from nuclear weapons. Seriously, wtf? I guess they have to be specific.
Jukebox: DuoSuicidalZonejukebox_csi on July 31st, 2009 03:35 am (UTC)
heh...guess so.

But, y'know, it doesn't inspire confidence at all. It's a real doomsday type scenario. *shakes head at the crazy*
evilkat_meowevilkat_meow on July 31st, 2009 04:21 am (UTC)
I'm pretty sure that in the event of a nuclear attack, there won't be any insurance company left to pay on that claim.
Jukebox: GambitGraveyardjukebox_csi on July 31st, 2009 06:28 pm (UTC)
LOL

Or, they'll be all trying to get out of it like with the hurricanes.

"No, your hurricane insurance is no good in this case because it was actually floodwaters that destroyed your house."

I can hear it now....

"No, your nuclear war clause doesn't work in this case because it was actually a heated-wind and earthquake that destroyed the house."

evilkat_meowevilkat_meow on August 1st, 2009 12:53 am (UTC)
Sons of bitches will try to get out of paying every time.
Franfranwi on July 31st, 2009 02:41 pm (UTC)
Maybe there was an initial claim that made it necessary to add that to their list. Someone parked a little too close to the missile range perhaps? I suppose people want to know they're covered under all sorts of circumstances. I wonder if there's anything in there about hauntings and voodoo curses. I'm sure those insurance agents hear it all.
evilkat_meowevilkat_meow on August 1st, 2009 12:52 am (UTC)
Oh to have been a fly on the wall at that board meeting. Sir, we've recently had a claim where a car was destroyed by an errant RPG. I think we need to add this type of claim to our list of "non collision" items.

I didn't see anything about hauntings or curses, but shit, if I could somehow prove that my car is possessed (which I think it is) I would put that claim in in a heartbeat.